Aviva sues Ally McCoist and his son, 24, who 'lied' about being insured to drive Audi in which he later ran over a pedestrian, court hears

  • Argyll previously admitted driving without insurance and dangerous driving
  • Aviva is now suing Ally and Argyll for the £244,000 paid to Stephan Murdoch

A car insurance company has sued Ally McCoist and his son after the 24-year-old 'lied' about being insured to drive an Audi A1 in which he later ran over a pedestrian, a court has heard.

Former Rangers star McCoist, 60, told the Court of Session yesterday he warned his son Argyll, 24, he was not legally entitled to drive the vehicle. The court heard Argyll initially had his own policy for Audi but it was cancelled in March 2016. 

Argyll then drove it and hit Stephan Murdoch in Bishopton, Renfrewshire, in December 2016. Mr Murdoch suffered a serious brain injury and Argyll later pleaded guilty to driving without insurance and dangerous driving.

After his conviction, Mr Murdoch took insurance provider Aviva to court. He won a £200,000 payout and £44,000 in legal expenses.

Aviva is now suing McCoist and his son for the £244,000.

Car insurance company Aviva has sued Ally McCoist (left) and his 24-year-old son Argyll (right) after the younger McCoist 'lied' about being insured to drive an Audi A1 in which he later ran over a pedestrian, a court has heard. Ally and Argyll are pictured in 2017

Car insurance company Aviva has sued Ally McCoist (left) and his 24-year-old son Argyll (right) after the younger McCoist 'lied' about being insured to drive an Audi A1 in which he later ran over a pedestrian, a court has heard. Ally and Argyll are pictured in 2017

Stephen Murdoch (pictured) was rushed to hospital after being struck by Argyll on December 3, 2016. He suffered a serious brain injury and Argyll later pleaded guilty to driving without insurance and dangerous driving

Stephen Murdoch (pictured) was rushed to hospital after being struck by Argyll on December 3, 2016. He suffered a serious brain injury and Argyll later pleaded guilty to driving without insurance and dangerous driving

The firm argues McCoist, of Bridge of Weir, Renfrewshire, is liable as the policy did not cover Argyll and McCoist did not do enough to ensure his son could not take the vehicle.

McCoist said he took a set of car keys from his son and told him he was not covered.

He also emailed his ex-wife Allison to tell her the same.

Asked how his son was able to drive, McCoist said: ‘He didn’t tell his mother the truth. He told her he had insurance. She’s been lied to.’

Argyll told the court: ‘I was under strict instruction not drive the car.’

McCoist is contesting the action brought on by Aviva.

Mr Murdoch took insurance provider Aviva to court. He won a £200,000 payout and £44,000 in legal expenses. Aviva now argues Ally (pictured with Argyll at Paisley Sheriff Court in 2017) is liable for the payout as the policy did not cover Argyll

Mr Murdoch took insurance provider Aviva to court. He won a £200,000 payout and £44,000 in legal expenses. Aviva now argues Ally (pictured with Argyll at Paisley Sheriff Court in 2017) is liable for the payout as the policy did not cover Argyll

Mr Murdoch was rushed to hospital after being struck by Argyll, who had run a red light, on December 3, 2016.

He spent a week in hospital and left on crutches for six months after the horror collision which had left him with a fractured skull and bleeding on the brain.

In September 2018, McCoist pleaded guilty to driving without insurance and causing serious injury by driving dangerously.

Sheriff Colin Pettigrew sentenced him to 280 hours unpaid work and he was also electronically tagged on a restriction of liberty order for six months.

Mr Pettigrew also banned him from driving for three and a half years.

The hearing continues today. 

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