The composite rate for Series I Savings Bonds is a combination of a fixed rate, which applies for the 30-year life of the bond, and the semiannual inflation rate. The 7.12% composite rate for I bonds bought from November 2021 through April 2022 applies for the first six months after the issue date.
The interest rate on a Series I savings bond changes every 6 months, based on inflation. The rate can go up. The rate can go down.
People also ask
How much is a $1000 savings bond worth after 30 years?
How much is my savings bond worth after 30 years?
Denomination | Issue date | Value |
$100 | October 1994 | $164.12 |
$1,000 | October 1994 | $1,641.20 |
$10,000 | October 1994 | $16,412.00 |
Is I Bond still a good investment?
One of the key advantages of I Bonds is their inflation protection. They can be a good choice for long-term investors looking for safety and protection from inflation. Bonds also have tax advantages, as the interest earned is exempt from state and local taxes. 10K max invest to get the tax advantage .
What is the Ibond rate for 2025?
The March I bond composite rate is 3.11% (US Treasury). The March I Bond Fixed Rate is 1.20%. The March 2025 I Bond inflation rate is 1.90%.
Mar 12, 2025
How long do I have to hold my Ibond?
You can cash in (redeem) your I bond after 12 months. However, if you cash in the bond in less than 5 years, you lose the last 3 months of interest. For example, if you cash in the bond after 18 months, you get the first 15 months of interest. See Cash in (redeem) an EE or I savings bond.
The rates for historic issues are listed below. You can click on a simulation link to compute the returns on investment on a purchase of one of these issues.
SERIES I SAVINGS BOND EARNINGS RATES EFFECTIVE NOVEMBER 1, 2021. Issue Date. Fixed. Rate. Nov-21 May-21 Nov-20 May-20 Nov-19 May-19 Nov-18 May-18 Nov-17 May-17 ...
Retail Bond Issuance Programme - iBond Series - Interest rates
www.hkgb.gov.hk › retail › iBond_Rates
The relevant per annum interest rate for each interest payment date will be determined and announced on its relevant interest determination date.
Mar 12, 2025 · You likely bought I Bonds either between November 2021 – April 2022 to get the initial 7.12% interest, or between May 2022 – October 2022 to get ...
Jan 24, 2024 · I bonds paid rates as high as 9.62% from late 2021 though early 2023. But most I bonds bought then now pay less than 4%.
Mar 12, 2025 · Then, in November 2021 I bond rates doubled to 7.12% and then 9.62% in May 2022! The last super-high inflation rate was 6.48% in November 2022, ...
The investment seeks to track the investment results of the Bloomberg 2021 Term High Yield and Income Index. The fund generally will invest at least 90% of ...
The interest rate on a Series I savings bond changes every 6 months, based on inflation. The rate can go up. The rate can go down.
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